How It Works: Videos & Member Tips
Short walkthroughs to help you get the most cash back from every purchase.
Overview
Tutorial
Double Dip
Carry Balance
Pay at Dining Table
See every participating brand and how much cash back you earn.
Example: Monthly Member Specials
Each month we feature limited-time bonus cash back at popular brands. Here is a sample from a recent month — offers rotate, so check back for what is live now.

Ace Hardware — 10%+
Ready your home for spring: grills, hardware, home improvement, lawn & garden, and tools. Pay with an Ace digital gift card.

Instacart — 7.2%
Same-day grocery delivery or pickup does the shopping for you. Pay with an Instacart digital gift card.

Uber — 7.2%+
Rides, deliveries, and almost anything in between. Pay with an Uber digital gift card.

Zaxby's — 15%+
Chicken fingerz meals, sandwiches, and zalads. Pay with a Zaxby's digital gift card.

Academy Sports — 10%+
Gear up for the outdoors with apparel and sports equipment. Pay with an Academy Sports digital gift card.

IHOP — 12%+
Breakfast, lunch, or dinner — from pancakes to burgers. Pay with an IHOP digital gift card.

Michaels — 10%
Craft supplies, framing, floral, and decor. Pay with a Michaels digital gift card.
Sample offers valid for one calendar month, while supplies last. Amounts and brands vary each month.